Saving & Loan Products

Saving ProductInterest Rate
Compulsory/Group Saving7.19%
Personal Saving7.19%
Life Saving8.0%
Smart Life Saving8.0%
Center Fund7.19%
Child Saving 7.19%
Loan ProductBase RateInterest RateService Charge
General Loan13.61%  14.38%1.30%
Project Loan13.61%  14.38%1.30%
Seasonal Loan/Discipline Loan13.61%14.38%1.30%
Micro Health Insurance Loan13.61%14.38%1.30%
Micro Enterprise Loan/Collateral Loan 13.61%14.38%1.30%

* Terms and Conditions May Apply

Dalit, Mukta kamaiya, Badi, Haliya, Disaster victim, Single women, Disabled and Elderly citizens will be provided a discount of 1% percent on interest rate.

In case of delay repayment of loan additional 2% penalty will be added.

Insurance Product 

Loan Insurance

Insurance for Member Death

Insurance for Member Spouse Death

Insurance for Member Maternity