Saving & Loan Products
| Saving Product | Interest Rate |
| Compulsory/Group Saving | 7.50% |
| Personal Saving | 7.50% |
| Life Saving | 8.0% |
| Smart Life Saving | 8.0% |
| Center Fund | 7.50% |
| Child Saving | 7.50% |
| Loan Product | Base Rate | Interest Rate | Service Charge |
| General Loan | 12.75% | 14.10% | 1.30% |
| Project Loan | 12.75% | 14.10% | 1.30% |
| Seasonal Loan/Discipline Loan | 12.75% | 14.10% | 1.30% |
| Micro Health Insurance Loan | 12.75% | 14.10% | 1.30% |
| Micro Enterprise Loan/Collateral Loan | 12.75% | 14.10% | 1.30% |
* Terms and Conditions May Apply
–Dalit, Mukta kamaiya, Badi, Haliya, Disaster victim, Single women, Disabled and Elderly citizens will be provided a discount of 1% percent on interest rate.
– In case of delay repayment of loan additional 2% penalty will be added.
Insurance Product
Loan Insurance
Insurance for Member Death
Insurance for Member Spouse Death
Insurance for Member Maternity


