Saving & Loan Products
|Saving Product||Interest Rate|
|Smart Life Saving||8.0%|
|Loan Product||Interest Rate||Service Charge|
|Seasonal Loan/Discipline Loan||15.0%||1.5%|
|Micro Health Insurance Loan||15.0%||1.5%|
|Micro Enterprise Loan/Collateral Loan||15.0%||1.5%|
* Terms and Conditions May Apply
–Dalit, Mukta kamaiya, Badi, Haliya, Disaster victim, Single women, Disabled and Elderly citizens will be provided a discount of 1% percent on interest rate.
– In case of delay repayment of loan additional 3% penalty will be added.
Insurance for Member Death
Insurance for Member Spouse Death
Insurance for Member Maternity