Saving & Loan Products

Saving ProductInterest Rate
Compulsory/Group Saving7.50%
Personal Saving7.50%
Life Saving8.0%
Smart Life Saving8.0%
Center Fund7.50%
Child Saving 7.50%
Loan Product Base Rate Interest Rate Service Charge
General Loan 12.75%   14.10% 1.30%
Project Loan 12.75%   14.10% 1.30%
Seasonal Loan/Discipline Loan 12.75%  14.10% 1.30%
Micro Health Insurance Loan 12.75% 14.10% 1.30%
Micro Enterprise Loan/Collateral Loan  12.75% 14.10% 1.30%

* Terms and Conditions May Apply

Dalit, Mukta kamaiya, Badi, Haliya, Disaster victim, Single women, Disabled and Elderly citizens will be provided a discount of 1% percent on interest rate.

In case of delay repayment of loan additional 2% penalty will be added.

Insurance Product 

Loan Insurance

Insurance for Member Death

Insurance for Member Spouse Death

Insurance for Member Maternity