Loan

Loan Creatria Loan Type / Cycle Loan Amount Interest rate Installment Number
General Loan For small income generating purpose.
Without Collateral
2 Months Grace Period for First Installment
First 1,00,000 15% 10 Months
12 Months
15 Months
24 Months
36 Months
Second 1,20,000
Third 140,000
Fourth 1,60,000
Fifth 1,80,000
Sixth & Above 2,00,000
           
           
Project Loan small business, livestock and crop farm, cottage industry etc.
Without Collateral
2 Months Grace Period for First Installment
First Year Member 1,50,000 15% 15 Months
18 Months
24 Months
36 Months
Three Years Member 2,50,000
Five Years Member 3,50,000
Ten Years Member 5,00,000
Fifteen Year Member As per NRB's Limit
           
           
Seasonal Loan   Without Collateral
2 Months Grace Period for First Installment
Member Health Treatment 20,000 15% 5 Years
Tubwell 50,000
Toilet 25,000
Bio-Gas 40,000
Solar 25,000
Social Loan (Festival) 50,000
Foreign Employment 1,50,000 2 Years
Educational 1,00,000
Agrigultural and Livestock 1,50,000
           
           
Micro Health Insurance Loan For Micro Health Insurance Program
 Without Collateral     
______________ 20,000 15% Monthly
           
Special Loan For Disciplined Members
Without Collateral 
______________ ____________ 15% Monthly
           
           
Discipline Loan For Disciplined Members
For Life or Smart Life Depositors
______________ 2,00,000 15% Monthly
           
           
Natural Disaster Loan For Natural disaster victim Members   ______________ 1,00,000 15% Monthly
           
           
Emergency Loan  ______________ ______________ 20,000 15% Monthly
           
           
Micro Enerprise Loan For running enterprise scale up
With Collateral
First Year Member 5,00,000 15% 3 to 6 Years
Two Years Complete Member 1,000,000
Five Years Complete Member 1,500,000
Individual Member 5,00,000